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Now that spring is here, buyers are jumping back into the market—and competition is heating up.
If you’re serious about landing a home you’ll love, you need more than just a wish list. You need a smart strategy—and it starts with teaming up with a great agent and a trusted lender who can help you present the strongest offer possible.
At Evergreen Home Loans®, we do more than provide financing. We offer tools and programs that help buyers like you stand out in competitive markets. Here are four ways to give your offer an edge this spring:
- Don’t Lowball on Price
It’s tempting to start low, but in a competitive spring market, that strategy can hurt more than help. Sellers are often receiving multiple offers, and a lowball bid could be rejected outright.
Your real estate agent can help you understand local pricing trends—and your Evergreen loan officer can work with you on a preapproval that gives you clarity and confidence on your buying power.
💡 Evergreen Tip: Pair your strong offer with a Security Plus Seller Guarantee—a program that gives the seller added peace of mind by guaranteeing that if your loan doesn’t close, Evergreen will pay the seller $5,000.*
- Consider an Escalation Clause
If you’re expecting multiple offers on a home, an escalation clause can help your offer stay competitive without immediately bidding too high. It automatically increases your offer by a preset amount if another bid comes in—up to a limit you choose.
Just make sure the home is likely to appraise for that amount and that it fits comfortably within your budget.
💡 Evergreen Tip: Our Upfront Preapproval helps show sellers you’re serious. It’s more than a prequalification—it’s a full credit approval that strengthens your offer and shows you’re ready to move quickly.
- Be Strategic With Concessions
Asking for too many concessions—like repair credits or seller-paid closing costs—can make your offer less appealing than others. A cleaner offer is often a stronger one.
Your agent can help you evaluate what’s standard in your market and guide you toward a competitive, well-balanced offer.
💡 Evergreen Tip: Ask about our Lock & Shop program. You can lock in your rate before you even find your home, giving you one less thing to negotiate when it’s go time.
- Align Your Offer With the Seller’s Timeline
Price isn’t the only factor that matters. Flexibility on timing—such as allowing extra time for the seller to move out—can make your offer more attractive.
Talk with your agent about how to tailor your timeline to the seller’s needs. If you’re already preapproved, you may be able to offer a faster close date, which is a major plus.
💡 Evergreen Tip: With Evergreen’s On Time and As Promised® guarantee, sellers know we’re committed to closing on schedule. That reliability can make your offer stand out.
Spring brings more competition—but also more opportunity. When you pair a great agent with Evergreen Home Loans®, you’ll be backed by the tools, support, and programs you need to stand out from the crowd.
Let’s build a strategy that gets you home. Reach out to your Evergreen loan officer today.
Source: KCM
