CONSUMER PRIVACY NOTICE

Consumer Privacy Notice

FACTS

WHAT DOES Evergreen Moneysource Mortgage Company DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account balances and Payment history
  • Credit scores and Credit history
When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons Evergreen Moneysource Mortgage Company chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Evergreen Moneysource share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences No We Don't Share
For our affiliates’ everyday business purposes — information about your creditworthiness No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share

Questions?

 Call 877-242-2014 or go to www.evergreenhomeloans.com

Who we are

Who is providing this notice? Evergreen Moneysource Mortgage Company

What we do

How does Evergreen Moneysource Mortgage Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Evergreen Moneysource Mortgage Company collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan or
  • Give us your income information or
  • Provide employment information or
  • Provide account information or
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Evergreen Moneysource Mortgage Company has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Evergreen Moneysource Mortgage Company does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Evergreen Moneysource Mortgage Company does not jointly market.

Other important information

* Evergreen Home Loans is a registered trade name of Evergreen Moneysource Mortgage Company - NMLS ID 3182.

Evergreen Home Loans does not share personal information with other financial companies without express permission from the consumer(s).

Vermont residents only: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies ourside of our corporate family, except as permitted by law, such as with your oconsent, to service your accounts or to other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

California residents only: In accordance with California law, we will not share information we collect about you with companies outside of Evergreen Home Loans, unless the law allows. For example, we may share information with your consent, to service your accounts or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.

Nevada residents only: Nevada Statute Section 228.600(3) allows marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling us at 877-242-2014 Monday through Friday, 8:00 A.M. - 5:00 P.M. Pacific time, or by writing to us at EVERGREEN HOME LOANS, 15405 SE 37the Street, Suite 200, Bellevue, WA 98006.

For more information contact us ar the address above.

You may also contact the Nevada Attorney General's Office:
Bureau of Consumer Protection Office of the Nevada Attorney General
555 E. Wshington Street, Suite 3900
Las Vegas, NV 89101
Phone: 702-486-3132
Email: [email protected] (mailto:[email protected])

New Mexico residents only: Complies with New Mexico Statute 59A-12-10 that restricts disclosure of nonpublic customer information for purpose of the sale of insurance.

Texas residents only: By state law, Evergreen Home Loans is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against Evergreen Home Loans should contact the Office of Consumer Credit Commissioner through one of the following methods:
- In person or by US Mail: 2601 North Lamar Boulevard, Austin, TX 78705-4207
- Telephone: 800-538-1579
- Fax: 512-936-7610
- Email: [email protected] (mailto:[email protected])
Website: www.occ.state.tx.us (http://occ.state.tx.us)