Evergreen Insights Blog

Recession Fear Recession Fear
Mortgage Industry   /    April 07 2025
What Happens to the Housing Market During a Recession? Here’s What the Data Shows

At Evergreen Home Loans™, we believe informed decisions lead to confident choices. So let’s take a look at what history tells us about how recessions typically impact housing.

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Right time to buy Right time to buy
Home Buying   /    March 17 2025
Why Now Might Be the Right Time to Buy a Home

If you’ve been holding off on buying a home due to high mortgage rates, it might be time to take another look at the market.

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Home Investor Home Investor
Mortgage Industry   /    March 03 2025
Think Investors Are Snatching Up All the Homes? Here’s the Real Story

Here’s the truth: investor purchases are actually on the decline, and big players aren’t nearly as active as you might think.

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Buying A Fixer Upper Buying A Fixer Upper
Home Buying   /    February 18 2025
Turning Potential into Reality: The Perks of Buying a Fixer-Upper

If you’re open to a little creativity and effort, purchasing a fixer-upper could be a great opportunity to make homeownership a reality.

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The Hidden Costs of Homeownership and How to Prepare for Them The Hidden Costs of Homeownership and How to Prepare for Them
Home Buying   /    February 03 2025
The Hidden Costs of Homeownership and How to Prepare for Them

Purchasing a home is a significant milestone, but it's essential to recognize that the expenses extend beyond the mortgage payment.

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Understanding How Interest Rates Are Set and Why They Change Understanding How Interest Rates Are Set and Why They Change
Mortgage Industry   /    January 21 2025
Understanding How Interest Rates Are Set and Why They Change

Interest rates can feel like a mystery, but they actually follow a set of predictable rules. Let’s break it down in a simple way.

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Security Plus Seller 2025 Security Plus Seller 2025
Home Buying   /    January 06 2025
Benefits of the Security Plus Seller Guarantee®

The Evergreen Home Loans Security Plus Seller Guarantee® program, is designed to strengthen your offer and provide peace of mind to both buyers and sellers.

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Down Payment Assistance Down Payment Assistance
Home Buying   /    December 09 2024
How Down Payment Assistance Programs Help You Buy Your Dream Home

Down Payment Assistance (DPA) programs help make homeownership more accessible than ever.

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Evergreen Home Loans Housing Costs Evergreen Home Loans Housing Costs
Home Buying   /    November 18 2024
Are Rising Costs a Concern for the Housing Market? Here’s Why We’re Not Headed for a Foreclosure Wave

With the cost of living rising, it’s natural to wonder how these higher expenses might impact the housing market. The latest data shows no sign of a foreclosure wave.

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KZOK FM Rock The Harvest KZOK FM Rock The Harvest
Company   /    November 04 2024
Evergreen Home Loans Exceeds Fundraising Goal in 2024 Rock the Harvest Event, Raising Over $100,000 to Fight Hunger

At Evergreen Home Loans™, we’re proud to announce that, thanks to your incredible support, we exceeded our 2024 fundraising goal, raising over $100,000 for Rock the Harvest!

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